Hi, I really really hate to do this, but I also think potential sellers need to be warned so that the same thing doesn't happen to them. ^^;; On June 23, 2007 I received a PM from Fanny where she expressed interest in bidding $50 for the SD optional holding hands I was selling. I amended my post to show this, but what I typed accidentally got transfigured so Fanny contacted me again to offer the BIN price. I felt uncomfortable since she was bidding against herself and offered to sell the hands to her at the $50 +US shipping she had previously offered. She happily and thankfully agreed. Late on June 25th she sent me payment for said hands+shipping. However on June 26 (according to PayPal) the owner of the credit card used to pay for the hands filed a fraudulent charge claim and the transaction was put on hold. I was running a little behind and fortunately had not mailed out the hands yet. I wrote to Fanny via PM to inform her of said situation. ****** Msg from June 28, 8:46 am From: Me To: Fanny Dear Fanny, I was just about to pack up the hands when I received notice from PayPal about a problem transaction filing. Until the transaction is resolved I am not going to send out the hands. ^^; You paid me on Monday, you or PayPal filed the transaction on Tuesday, I PMed you on Wed having not seen the PP issue and today is only Thurs morning. I am more than happy to completely refund your money to you. Thanks! Rachel ****** I received the following response a little more than an hour later ********** Hi Rachel, i didn't know what's going on also. Paypal just asked me to add the expanded use number. I think may be the transaction will be restored after that. i can wait until all this things had been settled. please kindly keep the hands for me^^ thanks very much Fanny ********* On July 10, 2007 PayPal sent me notice that it was decided that the payment made on this card was fraudulent. Fortunately for me, I had not sent the hands, however had I actually mailed the item out right after receiving payment I would have been out the money as well as the item. Despite what Fanny says in her PMs, PayPal informed me it was the cardholder who instigated the claim which lead to the funds being put on hold and the charges then being reversed. As a seller, I would enter into transactions with Fanny with care.