In my extensive research on the hobby of collecting BJDs, I have found that the easiest way for a lot of people to buy them right away is to charge it--Visa, Discover, Mastercard, whatever you please--and pay the credit card bill down. I've even had some folks tell me "This guy isn't even fully paid off yet!" It makes me squirm to think, if you haven't paid for him fully, and for some awful reason there's some kind of credit crash and the Repo man comes to take your dolly away, how could you cope with that? Even, knowing that the doll isn't even fully yours yet? When I sacrificed shopping for bric-a-brac and such when I was saving for my Blythe doll, I think it made it all the more worth it when I finally clicked that 'Buy It Now" button, that I had worked my brains out for her, and that I had truly earned her, and that she was MINE and nobody else in the world had a claim on her. Even now as I save for my first real resin BJD, I turn a back-somersault every time I count one percent more towards 100. I only have 36% of my goal amount and I'm jazzed out of my mind! Having this time to think about him has really helped me along in the customization process, too--I keep thinking of what color I want his lips, his eyes--the shape of the painted lashes, color variation, dark blushing around the eyes, adding deepth to the face by this/that, whether his wig will be fur or saran, the style, part, color, fringe bangs or not, higlights.................SIGH.................... Do you think it makes the doll more valuable in your mind when you spend a long time saving for it, and knowing that you fully earned it, sacrificing other things which you would have easily had, be it not for your dolly dearest? Or is it more of a relief to hit that 'Pay with Credit Card through Paypal' button and have your doll in your arms in one month rather than several? Are we a little too obsessed with instant gratification? Or does it make it better for you to know that you have the ability to buy now, and pay later? Sound off, my friends!