DEBATE: Buying ABJDs fuels the 'culture of debt'. In this instance, the term 'culture of debt' refers to a spending pattern where an individual continually buys items on credit, and with money that they don't materially possess, rather than saving up funds. They are constantly paying this money back and living outside their means. This is a semi-formal debate, so in your post, please present your arguments for or against the above statement. Like a formal debate, use of supporting evidence (as opposed to pure opinion and speculation) is highly encouraged, but not absolutely required. Unlike a formal debate, there is no limit on the number of times you can 'speak' - or post, in this case. Please make sure you're up-to-date with the Debate forum rules before posting!