I'd stick this in the General Discussion, but I get the feeling that there's going to be debate on this, so I'm sticking this thread into the Debate forum. I searched for topics like this one, but couldn't find any that discussed this in particular (the 'whys' of this topic in particular) as the main topic and so I created the topic. If there is another topic like this, please feel free to merge? The topic is just as the title says: Getting Into Debt For Dolls - are the potential long term consequences worth it and why or why not? Another thread elsewhere in the forums got me thinking about how people prioritize their lives and it's interesting to me to see how different people have different priorities. What I am wondering is, for the people who end up going into debt for their dolls or on account of their dolls, is it worth it? For the most part, this question is probably directed more to the people who find it more difficult to afford their dolls, because of the greater visibility of potential Dolls vs. Real Life Bills/Concerns issues, but anyone can of course debate this. As someone who's more or less required to put money away for potential rainy days, I find it difficult to understand how dolls can take priority over real life monetary concerns like rent, necessary bills, trips to the doctor, and etc. I also wonder if people realize just what the ramifications are for: - carrying $2000 on a credit card that has anywhere between 13% to 29% interest and being able to only pay $25 a month and/or - defaulting on credit cards and such in the United States. Ramifications for being late on payments and defaulting that include a severely lowered credit score which affects borrowing and purchasing power and affects interest rates on said loans and takes a long time to 'fix'... ... and for the people who DO understand the ramifications of doing either or both of the above, why is it worth it? Is this all just a matter of the strength of emotion vested in dolls or is it a matter of a lack of understanding of ramifications or is it something else completely? --- For me, I brought my boys home only when I absolutely could and when I encountered an unexpected financial pinch because of an unexpected influx of medical bills, I was faced with the possibility of selling my dolls. I didn't have to in the end, but it certainly was a possibility and I would have done so if I had to. For me, it isn't a matter of emotional vestment and my willingness to sell isn't an indication - believe it or not - of my bonded status with my boys AT ALL. For me, it's a simple matter of: At any given point in my life, having a roof over my head, having my bills paid up, keeping my interest rates down, and keeping my credit report clean are always the priority if at all possible. Additionally, they're priorities because... well... hell if I want to have debt collectors phoning me nonstop while I'm worrying over being kicked out of my living quarters or having my utilities shut off or being saddled with a 29.99% APR and some godawful interest rate when it's time for me to buy a house or a new(er) car. But... that's me and I realize that not everyone else feels the same way. Hence, the topic.