How is the hobby affecting you financially? [Poll]

My sister tells me that I, like her, am a little rat, because we tend to save every penny that fall into our hands xD
We've always been very cautious when choosing to spend money mostly because we come from a home where the income was enough to feed and dress us but not for anything else. And, while we tend to spend our money on others to show love, it is a very rare occasion when we purchase something expensive for ourselves, so that's how I go about spending in this hobby.
Nowadays, I can only save painfully slowly when I feel like I'd like to purchase something due to how hard life is, but I would never choose a layaway for that same reason.

 

Honestly I'm in a weird position of both being very privileged with the resources I have vs what expenses I'm responsible for, and also knowingly being careless about my spending.

Without meaning to be too boohoo about it, I'm in a palliative care track for an illness and am extremely unlikely to be alive in 10 years time. That combined with a situation that took my finances from next to nothing for fun stuff, scrambling to manage medical expenses to "not bad" = pretty indiscriminate buying habits. If something seems like it'll give me a moment of dopamine or physical/mental help in some way, I'm just carelessly buying it. If I outlive my father, there is no one to inherit my resources, so I almost feel like... don't know, if I'm not in a consistent financial deficit, hardly matters. Carpe diem or whatever.

Which is not terribly responsible but that's where I'm at with it now. I've been interested in BJDs for 20 years and could never afford/justify one that whole time, so might as well go for it while I can.