Layaway or Paid in Full

I prefer paying in full, a few times I have done a layaway but mostly ended up paying it off early.

 

I like paying in full, if I can’t afford to pay it off all in one go then I can’t afford it full stop. It just makes everything easier than managing multiple payments that I will inevitably forget I have to pay lol.

 

I prefer paying in full, less stress about sudden changes in finance that way and if I know I've got the money to afford the doll I feel better.

 

I've done both. I like PIF because then you get the doll sooner and there's a little less uncertainty about when they'll be coming, but I really appreciate having layaways to break payments up over longer periods of time. I can always pay more than my monthly amount if I'm able to, and having that set amount each month helps me budget all my finances overall. If I don't have the set amount to pay each month, even if i could PIF, then i will spend that money on other things as I see them, so it helps me not make more impulse purchases xD

 

I definitely prefer paying in full -- I haven't had the chance to do a layaway on a doll yet, but even if I had the option, I don't think I'd take it. I feel like it would just allow me to impulse buy more than I already do, and I already have a wedding to save up for, hahaha!

 

I’m a self-confessed “queen of the layaways”. From the very beginning of my time in this hobby, I availed myself of the option because it fit so seamlessly into my regular household budget. I just simply pay an affordable amount every month while awaiting the doll. And I roll those payments comfortably alongside my regular household bills without having to think too much about it. I know exactly how much I can afford, so it just becomes an automatic thing every month until it’s paid. It’s worked out perfectly for me over the years, and I have the amazing collection of my dreams today because of it.

 

I like using pay in 4 apps like Klarna, Afterpay, and Paypal's Pay-in-4: the seller gets the money paid in full while I get to take my time paying that money off over the length of 2 or so months.

It works best for most sellers that don't have layaways like Mandarake or Dollpamm.

 

I prefer layaway but I’m always paranoid I’ll not see the second invoice and have my order canceled

 

I prefer to pay in full. I did a couple of layaways back in the day, and most places wouldn't even order or start casting your doll until it was paid off; which just makes the wait that much longer.

Now though, if I don't have enough to pay in full, I can just use my paypal credit to pay for it and have 6 months without interest to pay that off.

 

I prefer to pay in full so I get the item(s) sooner, but like a couple of people have said, I tend to use paypal credit which lets you pay off within 6 months at 0 interest, so in a way it's pretty much the same thing.

 

I generally hate the idea of loans and layaways, plus dolls aren't a necessity, so I'd not buy them if I had to use layaway for it. So, always in full

 

I usually do layaway, a lot easier for me financially ^^

 

For most of my dolls I've used pre-order but pay off quickly.