Paypal fees discussion

If I'm buying something that isn't much money I always add on something to cover the fees. If it's a larger amount then I might not.

 

This isn't true actually. There are always fees regardless of funding method UNLESS you send as a personal payment in which case there is no buyer protection.

 

hello,
My french buyer can not send as personnal (à un proche), that was change since this summer ? Because for me (in Japan), it is deleted since april 2010 ! or perhaps, the button was changed place in the webpage ? !

someone can help me ? thx

 

Personally, I think it's a lame excuse from the seller to make a little more. The doll already costs XXXX amount and you're charging me an extra 2-4% for paypal fees? If it's that important to the seller, I think they should just charge a little more for the doll itself. Seems a little skeezy to advertise a price then tack on a little bit more.

 

I found that a few of the market place transactions I've had had sellers saying outright that they don't charge Paypal fees. But once an agreement between us is reached, they'd turn around and say: Please send as Personal Payment (click the "Sender will pay fees" box), otherwise add 4%.

Which really made me scratch my head as I thought they were pretty clear in their sales thread that they do not charge Paypal fees, and yet here they are charging for it anyway.

Plus the whole 4% thing. Paypal itself is pretty clear how much the fee will be: 2.9% + 30¢ for a lot of countries. And I get that this whole thing is rounded off, but if you really calculate, the seller gains quite the dollar more because of it. Besides, a way to calculate how much Paypal will actually be taking off is to go to that Personal Payments tab and clicking that "Sender will pay fees" box, as that's a more accurate way to calculate than the online Paypal fees calculator (I found that the latter added about 15¢ more to the fees when I used it for a transaction).

 

The only time I've ever charged fees was the case of a group order....otherwise I am completely against adding fees....I already figure them into the price.

 

I am fairly new to the Marketplace here, but the majority of the transactions I have had or the sale posts I have considered have charged the PP fees. I was very surprised at first because I have never seen this before on any other board.

I don't and wouldn't charge fees myself. I see it as part of selling (except in the case of organizing a group order). I think you should just roll it into the selling price since it is already a set price.

I have paid as much as 5% as the fee on my total and that total included the overseas shipping costs. I am wiser now. I really wanted the item, but I don't think I would do that again. It was quite a hefty fee.

and as for whether or not breaking a contractual law is illegal, even if it is not criminal...consider the speed limit...driving 5 or 10 miles on hour over the limit is not criminal (unless you hit someone) but it is certainly illegal. Just a thought.

 

If I remember correctly, you're both right in a way. I believe business-type Paypal accounts don't charge fees for direct balance while personal-type Paypal accounts do. There are extra fees associated with the business-type Paypal, which is why you get the perk of waving the fee for direct balance payments. Or at least you did two years ago when my family had and used a business-type Paypal account. It may truly have changed since then, but while doing searches I couldn't find any such change.

 

Are doll companies allowed to charge paypal fees? If I remember correctly, when I did a layaway for my Spiritdoll, I had to pay 4% in fees for each payment.

 

I never really understood why Paypal bothers to tell buyers they won't have to cover the fee when it's ultimately up to the seller to decide who covers the fee. If you can't guarentee it, Paypal, why would you even bother to tell me I won't be charged?

 

I hate paypal fees.. I think people should include it in shipping and handling or something.. I haven't had this problem here but buying something from someplace else I had this issue once.. They had to charge me extra money and of course they didn't tell me this till after I agreed to buy the item.. I think if there is an extra fee they should state it clearly in the description of what they are selling or something or just slip it in with the handling fee.

 

Yeah I do the same, only if Im of curse with price only but when this are provided on annunce of item not pay hidden charges

 

This thread seems to get to people here on DOA. If you don't like the seller's policy on Paypal fees... just dont buy from them.

 

Seconded, If I see a please pay 4% paypal free, then I just hit "back" on my browser regardless of the items being sold.
I have a little leeway with resin parts (Or full dolls.) becuase I need the doll, I can always make clothing for them out of scratch.

And if I do make the mistake of contacting the seller about an item then realize later that I missed the "Please pay 4% paypal Fee" I usually will back out.

There's no faster turn off on a sale then having to be asked to pay the seller's fees.

 

Buyer paying fees-- OK for Group Orders or something similar.

For Sellers... It annoys me. I will pay it if it's something I really want, but it's annoying. Just add the extra into the price if it's so important! Oh, well... I probably should just avoid them, but sometimes I see that notice too late...

 

Even If the seller doesnt ask me to, I ALWAYS pay the fee my self, Its only polite. I charge a fee on stuff that i sell but it is always stated in my thread. I dont understand why people get so upset about paypal fees.

 

I believe charging Paypal fee is against PP's policy?
And as a company? I think this is extremely poor business practice because all they need to do is adjust their retail pricing. I'd report them and never do business with them if this is the crap they're doing.

 

I would like to set the record straight for everyone:

First of all, the "fees" are NOT PayPal Fees! The money charged by PayPal are the same vendor fees associated with the use of any company who accepts credit cards. Therefore, it is a CREDIT CARD FEE not a PayPal fee.

You will find that PayPal only charges the so called fees when you use a credit card as your source of payment. If you send money, to ANYONE, and use your bank account or your PayPal balance (in other words, CASH) niether party (buyer nor seller) gets charged the fee.

I owned a brick and morter business for over 8 years. I can assure you that the fees which PayPal charges are well in line with, and in some cases even BELOW, what the credit card companies charge vendors to accept the credit cards. Most consumers are not even aware that this is how it works. As a vendor, you are charged a monthly maintenance charge on your account PLUS and additional 25-30 cents PER each card swiped, PLUS the fees per transaction. These fees can run between 2.2-4 % of each transaction. Now, when you add up the fees PayPal charges -vs- the fees that the traditional credit card companies charge, vendors (sellers) come out way ahead by using PayPal.

 

The thing that I don't get about sellers charging Paypal fees is that the fee itself is for a service of convenience. Credit card companies charge fees to the merchant as well, and that's because credit cards are much more convenient than carrying around cash to pay, especially for large-ticket items.

The convenience is for both the buyer and the seller, but mostly the seller. When you're selling something for just cash (say, at a convention), it's inconvenient and dangerous to be carrying around large wads of cash in your register/person. If people pay via Paypal or credit card, you don't have to have the extra added security of carrying around a safe, or maintaining where the money is at all times; it's in your bank already.

So if I'm comparing cash vs. Paypal/credit card here, basically what the seller is saying to the buyer when they charge Paypal or credit card fees to the buyer is, "You pay for my convenience."

I had a seller turn around and do a very similar thing to what you were talking about, Jiji. I had agreed to purchase the item for a set price, and then they went around and tacked on the 4% in their "final item total." I told them that I wasn't comfortable paying the fee, and they said that the item was a popular one, so they didn't need my sale. So, I just went ahead and purchased from a different seller.

All that to say, I don't purchase from people who charge Paypal fees, because I don't encourage the action.

 

Please understand that this is NOT a seller or PayPal fee. It is a "fee" that is set and charged by the CREDIT CARD COMPANIES!! Paypal is simply acting as an agent to let the general public be able to more conveniently buy/sell things on the internet without having to have the hassle of applying for and paying for a merchant account. In order to have a bonifide merchant account you have to apply for one just as if you were applying for a credit card. Most CC companies won't even issue you a merchant account unles your gross sales are over $500/month.

PayPal has been a blessing for those who have money to send to ANYONE, for any reason. Likewise, it is also a very useful tool for small merchants who othrwise would not be able to accept credit cards due to the standards set by the CC Companies.

It is all in the cost of doing business. You make sure your markup is enough to cover your expenses. Even when the expense is in the form of the way you accept money from a customer. It is illegal for merchants to tack on the fees at a store when you use your CC. When was the last time you paid for an item, handed the cashier your MC, and they said, "Oh, if you use MC there is a 4% fee in additon to your total"? They don't. They can't. And in my opinion, any merchant who asks you to pay the fees is not doing business properly.